|
Introducing Bright Mortgage's
 SMART
LOAN™
The Process of
Custom Producing A
Tailor Made Loan Structure
and Strategy Just For You !
|
Mortgages Can Be A 30 Year Decision
Never Get The Wrong Loan
Again ! |
|
HOW SMART LOAN WORKS
Gather Data
Begin by completing the
"Mortgage Strategy Questionnaire" which collects information related to
your personal financial picture. Some of which you may not have realize
could impact how to best structure your mortgage.
Analysis
Your information is submitted to
our Financial Services Department for analysis. A skilled financial
professional will review your personal set of facts and run the numbers to
determine the most prudent mode of financing.
Strategy, Structure and Recommendation
The results of the analysis from
Bright Financial Services are provided to your Bright Mortgage loan officer
who will explain in detail the logic involved with the
recommendation.
Creation and Execution
The agreed upon
mortgage strategy is used and an order is place to a Texas law firm to assemble the exact
loan program (or set of loan programs ) and a create a set of loan documents
customized to exact specification.
All this is done to simply produce the
most common sense logical strategy of financing possible for specifically
you.
A Tailor Made Loan Strategy !
|
The "Quality Mortgage"
Process
This program can help you with techniques that lead to
results and put you and your family on a higher
road of success. Jack Davis and Dale Vermillion are two of the country’s top
sales and management trainers. They excel at teaching loan officers and
managers concrete methods to be superior in the realms of service, customer
relationships and integrity.
Joint Economic Committee
This report, requested by
Chairman Henry S. Reuss of the Joint Economic Committee, examines the
current federal income tax provisions benefiting homeownership and their
effect on nonresidential investment, the housing market, and the tax system.
Alternatives to the current provisions are also considered, although in
accordance with CBO's mandate to provide objective and impartial analysis.
Special attention to investment planning with regards to your home mortgage
loan is imperitive.
The Tax
Treatment of Homeownership:
Issues and Options was written by Joshua E. Greene of CBO's Tax Analysis
Division, under the supervision of James M. Verdier. Martin D. Levine, Brent
Shipp, and the staff of CBO's Tax Division provided valuable comments in
preparing the report, while Ben Steffen was responsible for important
portions of the computer analysis. The structure of your
home mortgage financing can have a significant impact on your family balance
sheet.
|
