Mortgage Strategy Financial Planning Questionnaire

By answering the following questions, Investment Counselors from our Financial Services Division will be better able to make recommendations.

What is the Address of this Property?

Is this property your current Homestead? Choose Yes No

If your Homestead, have you filed your Homestead Exemption with the County? Choose Not Sure Yes No

What is the approximate Value of this property?

How long do you expect to retain ownership of this property? 1 Year or Less 2 to 3 Years 3 to 4 Years 4 to 5 Years 5 to 7 Years 7 to 10 Years Over 10 Years Unable to Determine

There are so many loan products available today that your expected property retention will designate terms to consider.

If between 1 & 10 Years, is your commitment strong enough for a BALLOON at the end of the period? Choose No Yes

This is important because balloon products often provide the most desirable rates & terms.

If you intend to retain long term, is one potential reason for rental purposes? Choose No Yes Cannot Say

Whether or not you intend to use a property for rental can impact decisions.

Which do you feel is most important?   Choose Lowest Payment Possible Pay Off Loan Sooner Whatever Saves The Most Money

Outside factors often determine the best use of cash flow.

What is the approximate current balance of all your credit cards? 

Credit card interest may not be tax deductible and much higher than mortgage rates.

If you have student loans, what are combined payments & balances? Payments: Balances:

Student loans can impact personal cash flow.

If you have student loans, are they still in deferment? Choose No Yes

Student loans can be deferred for pre-determined periods of time.

If student loans in deferment, until when?    Date:

What are your combined car payments and balances?  Payments:  Balance:

Interest paid on auto loans may not be tax deductible.

Are any of your cars used for business? Choose No Yes    If used for business, what percentage? Choose Less Than 10% 10% to 25% 26% to 50% 51% to 75% 100%

Business use of automobiles could impact financing decisions.

Do you currently own a business? Choose No Yes      Are you currently Self-Employed? Choose No Yes

Business ownership & Self Employment impact financial planning.

Please identify what types of retirement vehicles you currently have.  If you have more than one type, complete information for each:

Choose Traditional I.R.A. ROTH I.R.A. 401(k) 403(b) 457 Plan S.E.P. Keogh Profit Sharing Plan Employee Stock Ownership Plan (ESOP) Stock Bonus Plan Money Purchase Pension Plan Cash Balance Plan Target Benefit Plan Thrift or Savings Plan Defined Benefit Pension or Pension Plan Combination Plan Annuity Yourself Your Spouse Approximate Value:

Choose Traditional I.R.A. ROTH I.R.A. 401(k) 403(b) 457 Plan S.E.P. Keogh Profit Sharing Plan Employee Stock Ownership Plan (ESOP) Stock Bonus Plan Money Purchase Pension Plan Cash Balance Plan Target Benefit Plan Thrift or Savings Plan Defined Benefit Pension or Pension Plan Combination Plan Annuity Yourself Your Spouse Approximate Value:

Choose Traditional I.R.A. ROTH I.R.A. 401(k) 403(b) 457 Plan S.E.P. Keogh Profit Sharing Plan Employee Stock Ownership Plan (ESOP) Stock Bonus Plan Money Purchase Pension Plan Cash Balance Plan Target Benefit Plan Thrift or Savings Plan Defined Benefit Pension or Pension Plan Combination Plan Annuity Yourself Your Spouse Approximate Value:

Choose Traditional I.R.A. ROTH I.R.A. 401(k) 403(b) 457 Plan S.E.P. Keogh Profit Sharing Plan Employee Stock Ownership Plan (ESOP) Stock Bonus Plan Money Purchase Pension Plan Cash Balance Plan Target Benefit Plan Thrift or Savings Plan Defined Benefit Pension or Pension Plan Combination Plan Annuity Yourself Your Spouse Approximate Value:

Your Age:     Spouse's Age:

Your Name:   E-Mail:

Home Phone:   Work Phone:  Cell:

Preferred Contact Method: Choose Home Phone Work Phone Cell Phone E-Mail     Best Time to Call: Choose Morning Noon Afternoon Evening Anytime

Are You Already Working With A Bright Mortgage Loan Officer ?  Choose Yes No

If Yes,  What is Your Bright Loan Officer's Name ?

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