Refinance 20% Equity Damaged Credit

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ZeroEquity ( 100% Loan to Value )	5% to 9% Equity ( 91% to 95% LTV )	10% to 14% Equity ( 86.% to 90% LTV )	15% to 19% Equity ( 81% to 85% LTV )	20% Equity or more ( below 80% LTV )


20% or more Equity Damaged Credit


At 20% and/or more equity in your home, you are now beginning to become viewed as a more acceptable risk to the lender. The more equity you have in your home the less risk to the lender.




You will need to contact a Bright Mortgage Loan Representative to discuss your options as these types of transactions are almost always on a case by case basis.

Jeff Dobbs NMLS# 313409

Troy Jones NMLS# 313408

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Last Updated 08/04/2011